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REDUCE PAYMENTS by up to 60%. Our consolidating program will get you back on track in 24-48 hours.

When you are over-indebted there are many options for you to choose from to help you manage your debt more easily and eventually get out of debt completely. Debt Review & Debt Consolidation are often mentioned in the same sentence, but while there might be some similarities, they are actually two completely different options.

Which is best for me? A Debt Review or Debt Consolidation?

It is really hard to make the right decision on how to get your debt under control. Below is a brief comparison on Debt Review vs Debt Consolidation.
Please contact us for more information about the different options available to you, and which will be best for your current situation.

Debt Review

  • The process is voluntary
  • You may cancel at any time
  • All types of debt are allowed
  • One instalment is payable on the collective of your debt, and can be reduced by up to 50% of the combined total.
  • Your debt will be restructured into one monthly payment which could be reduced by up to 50% of your combined total of debt.
  • You do not need your own fixed property to qualify.
  • Almost no waiting period is necessary when getting a deb review. A debt review is fast and takes affect immediately. Your reduced monthly installment will be payable in your first month already.
  • You are almost immediately protected against legal action from creditors.
  • As defined in the national credit protection act, You are protected against blacklisting.
  • Interest rates stay the same, but might be reduced in some cases.

Debt Consolidation

  • You can only qualify if you own a fixed property
  • Your debt will be combined into one loan which will allow you to pay one monthly payment based on your total amount.
  • The process can take up to 3 months before reduced payments are effective.
  • You will not be protected from creditors and blacklisting at any stage.
  • This will be seen as a new loan, and therefor cannot be canceled before the total has been payed off in full.
  • Debt Consolidation loans can be very expensive with higher interest rates.