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Restructure Your Debt

REDUCE PAYMENTS by up to 60%. Our consolidating program will get you back on track in 24-48 hours.


For a Free Debt Assessment
SMS: Your NAME & "HELP" to: 30625

Please call me

Debt Restructuring Is Your Legal Right


The NCR makes it easy for any South African to use the National Credit Act to their advantage

Credit repayments on top of ever-increasing living expenses mean that many South Africans cannot tighten their belts any further!

Use the trusted process of debt restructuring that the NCR has put in place to afford your living expenses and keep your assests while sleeping easy, knowing your debt is affordable to you. Your debt restructuring expert can also negotiate lower interest rates and protect you from creditors.

What is the NCR?

The National Credit Regulator is an independent body that ensures fair credit practices in South Africa. A big part of this is giving consumers who are over-indebted a way to recover their finances. As a result, debt restructuring has become the most accessible, fair and affordable way for over-indebted consumers to keep their assets and afford their debt repayments.

The NCR’s enforcement of the National Credit Act is three-fold: they register trusted debt counsellors, ensure that the National Credit act is upheld by standardising the restructuring process and they hold registered credit providers accountable to act in a lawful and fair manner.

Today debt restructuring has helped thousands of South Africans to afford their debt and has prevented many from going under sequestration and administration. These options have serious and expensive consequences and are best avoided.

The NCR wants you to enforce your right to debt restructuring before you miss your repayments. This will also give your debt restructuring expert the best chance to include all your debts in the process and get you the best new repayment scheme.

Putting the debt restructurig process in motion is simple

You fill in a financial assessment form that details your financial situation and a Debt Help expert determines whether you will benefit from a debt review. They will contact you if they can prove to your creditors that you cannot afford your current debt. You will then have the option to go forth with the debt restructuring.

Contacting us for a debt assessment puts you under no obligation to accept dept help and it is free.

Large Team Of Consultants

Debt Help Organisation consists of over 100 professional consultants who will be advising you every step of the way, until you are debt free.

Your Legal Rights

We look after Your Legal Rights through an extensive Nationwide network of Debt Lawyers who represent us throughout South Africa

The Debt Help Organisation

Debt Help Organisation,, was started to assist a broad category of the South African population who struggle with debt, in order improve the lives of all South Africans. If You struggle, We All Struggle.
For a Free Debt Assessment
SMS: Your NAME & "HELP" to: 30625

Please call me